Prince Edward Island buyer resources

Buying a home in Prince Edward Island.

Programs, taxes and fees, licence checks and land titles for Prince Edward Island, from official government and regulator pages.

First-time buyer programs

Each card links to an official government or regulator page, checked one by one.

First-time buyers
First-time home buyer exemption from Real Property Transfer Tax, PEI
PEI exempts qualifying first-time home buyers from the real property transfer tax if they file a declaration at registration and intend to make the home their principal residence.
Visit princeedwardisland.ca
Reviewed October 5, 2026
First-time buyers
First Home Savings Account (FHSA), federal
The federal First Home Savings Account lets first-time buyers save tax-free toward a qualifying first home; participation room is $8,000 in the first year.
Visit canada.ca
Reviewed October 5, 2026
First-time buyers
Home Buyers' Plan (HBP), federal
The federal Home Buyers' Plan lets you withdraw up to $60,000 from your RRSPs to buy or build a qualifying home.
Visit canada.ca
Reviewed October 5, 2026
First-time buyers
First-Time Home Buyers' Tax Credit (home buyers' amount, line 31270), federal
The federal home buyers' amount is a non-refundable tax credit for first-time buyers; you can claim up to $10,000 for a qualifying home bought in 2025.
Visit canada.ca
Reviewed October 5, 2026

Taxes and fees
Real Property Transfer Tax, PEI
PEI charges a real property transfer tax of 1% of the greater of the purchase price or assessed value at deed registration; transfers of $30,000 or less are exempt.
Visit princeedwardisland.ca
Reviewed October 5, 2026
Taxes and fees
Registry fee summary (deed and mortgage registration fees), PEI
PEI's registry fee summary lists deed of conveyance registration fees from $77.25 for property under $10,000 to $463.65 for property of $200,000 or more.
Visit princeedwardisland.ca
Reviewed October 5, 2026

Check a licence
Real estate licensing under the Real Estate Trading Act, PEI
Under PEI's Real Estate Trading Act, no one may trade in real estate as an agent or salesperson without a valid licence issued by the Registrar, the Superintendent of Insurance.
Visit princeedwardisland.ca
Reviewed October 5, 2026
Land titles
Registry of Deeds, PEI (Registry Act)
Under PEI's Registry Act, deeds are registered by the Registrar of Deeds, with registries in Charlottetown for Queens and Kings counties and Summerside for Prince County.
Visit princeedwardisland.ca
Reviewed October 5, 2026